Know Your Insurance Rights
Certain health-related federal laws in the United States are designed to protect your rights no matter what type of insurance you have. Use this page to learn about these laws, understand your rights, and discover how you can take action if you feel that your rights are being violated.
If you lost your job or will stop working soon
COBRA allows you to keep your health insurance policy if you are losing or changing jobs.
If you are concerned about the privacy of your medical information
HIPAA protects your personal information while also allowing healthcare administrators to conduct necessary business operations.
GINA prohibits insurance providers and employers from discriminating on the basis of your genetic information.
If you are being prevented from accessing insurance plan information
ERISA requires insurances providers to disclose plan benefits and funding levels, as well as how you can manage and access your benefits.
If you have an urgent family medical emergency
FMLA provides employees with the right to take time off to address family medical issues. Determine if you are eligible for leave under FMLA here.
Contact us with insurance questions, success stories, suggestions, or requests to volunteer.
PHA is proud to be able to make educational materials and programs like these available for free to everyone because of the generous support from members of the community just like you. Donations are welcome!